Medical and Pharmacy Plans
CareFirst offers small businesses over 60 plan options to meet their unique needs. All our small business health plans meet Affordable Care Act (ACA) requirements and include pharmacy benefits and are designed to encourage members to make cost-effective healthcare decisions.
Contact us to learn more about CareFirst's small business health plans.
To help your bottom line, all our medical plans offer at no additional cost:
Core BlueVision coverage for an annual vision exam and discounts on materials
The 24-Hour Nurse Advice Line providing support and guidance for any non-emergency situation, 24 hours a day, 7 days a week, 365 days a year
CareFirst WellBeingSM connects members with solutions, tools and programs to manage every aspect of their well-being—from physical fitness and family relationships to stress management and financial health.
The CareFirst Behavioral Health Digital Resource, powered by 7 Cups of Tea* (7 Cups), the world's largest online behavioral health support system
Disease management programs for members with a chronic condition or a specific health goal
Blue Rewards incentive program for engaging in healthy behaviors
Find a Doctor online directory making it easy to find and compare providers near member
If elected, easy administration of HRA and HSA funds through our BlueFund integrated administrator
My Account member portal with information on claims, deductibles and out-of-pocket maximums, copies of correspondence and ID cards, and many other self-service
Blue365, an exciting program that offers exclusive health and wellness deals and delivers great discounts from top national and local retailers on fitness gear, gym memberships, family activities, healthy eating options and much more
HRA compatibility on plans with a deductible of $1,000 or more
All BlueChoice products include the Discount Dental Program as a value-added service at no additional charge. BlueChoice members have access to a regional network of dentists who provide discounts of between 30% and 60% on virtually all dental procedures, including routine office visits, X-rays, exams, fillings, root canals and even orthodontics
Our Patient-Centered Medical Home (PCMH) program enables the primary care provider (PCP) to better coordinate healthcare with members' doctors, pharmacies and hospitals. This focused support results in better health outcomes
Virtual Connect - Expanding Access and Affordability
Introducing Virtual Connect—an embedded virtual care benefit through CloseKnit— that provides our members with more $0 care options. Select group members can access $0 PCP visits and $0 mental health visits through our virtual-first primary care practice, CloseKnit.
Ways to Save with CareFirst
Our small business plan options are designed to encourage your employees to make cost-effective healthcare decisions.
Consumer-directed health plans (CDHPs)
High-deductible plans paired with a spending account-like a health savings account (HSA) or health reimbursement arrangement (HRA) - help members pay for out-of-pocket costs or save for future healthcare expenses.
Pharmacy benefit
Pharmacy benefit encourages employees to choose lower-cost, preferred drugs from a network of more than 66,000 pharmacies.
Site-of-service plans
Site-of-service plans can help you and your employees save on treatment costs by recommending more cost-effective care locations, such as a PCP's office, virtual visit or urgent care center
* 7 Cups is an independent company that does not provide Blue Cross Blue Shield products or services.