Basic and Supplemental Life and Accidental Death & Dismemberment (AD&D) Insurance
With basic and supplemental term life and accidental death and dismemberment insurance (AD&D), you can protect your employees’ families with benefits that make life easier during difficult times.
Basic and supplemental term life and AD&D insurance from CareFirst Diversified Benefits makes it easier for you by offering fast claims payments with a personal touch.
- Easy filing – claims can be submitted by phone, fax or paper
- 98% of completed life claims have decisions reached within five business days
- Payments issued within 24 hours of approval
Standard benefits include:
- Non-contributory and contributory options
- Guaranteed issue available for a predetermined dollar amount regardless of your employees' health, when applicable
- Enhanced financial wellbeing helps employees to be covered regardless of work status
- Waived premiums if an employee becomes ill or disabled
- Accelerated benefits for employees diagnosed with a terminal illness
To review these benefits and see if coverage could be right for your employees, contact your CareFirst account representative or request product information.