Basic and Supplemental Life and Accidental Death & Dismemberment (AD&D) Insurance

With basic and supplemental term life and accidental death and dismemberment insurance (AD&D), you can protect your employees’ families with benefits that make life easier during difficult times.

Basic and supplemental term life and AD&D insurance from CareFirst Diversified Benefits makes it easier for you by offering fast claims payments with a personal touch.

  • Easy filing – claims can be submitted by phone, fax or paper
  • 98% of completed life claims have decisions reached within five business days
  • Payments issued within 24 hours of approval

Standard benefits include:

  • Non-contributory and contributory options
  • Guaranteed issue available for a predetermined dollar amount regardless of your employees' health, when applicable
  • Enhanced financial wellbeing helps employees to be covered regardless of work status
  • Waived premiums if an employee becomes ill or disabled
  • Accelerated benefits for employees diagnosed with a terminal illness

To review these benefits and see if coverage could be right for your employees, contact your CareFirst account representative or request product information.