Long-Term Disability Insurance

CareFirst Diversified Benefits is here to help when your employees face a serious illness or injury. With Long-Term Disability Insurance, you can provide the coverage necessary to help an employee maintain financial stability and focus on recovery.

Plus, CareFirst Diversified Benefits makes it easier for you by offering fast claims payments with a personal touch.

• We walk employees through the filing process step by step
• Easy filing – claims can be submitted by phone, fax or paper
• Return-to-work assistance and rehabilitation programs provided

Standard benefits include:

• Non-contributory and contributory options
• Assistance for returning employee in need of disability-related workplace modifications
• Three-month survivor benefit for dependents
• Waiver of premium is an employer option if an employee becomes ill or disabled